Rules for using iKash (ikash.biz) as embedded wallet and dApp infrastructure software. Please read carefully before integrating.
Last updated: October 18, 2026 (UTC)
Wedigitify LLC (Delaware, USA) operates iKash at ikash.biz and provides decentralized software infrastructure — embedded wallet SDKs, liquidity widget routing, and on-chain settlement tools for application developers. For legal or commercial enquiries contact riz@ikash.biz.
Unless a signed written agreement expressly states otherwise, iKash is not a bank, not a cryptocurrency exchange, not a money transmitter, not a custodian, and not a traditional fiat payment processor.
By accessing ikash.biz, creating a merchant account, or using our APIs or checkout flows, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the services.
Merchants may also be required to accept a separate Merchant Agreement. If there is a conflict, the signed Merchant Agreement controls for that relationship.
The User acknowledges that iKash provides interface software designed to facilitate decentralized ledger interactions.
All card-to-crypto transactions are processed externally by regulated, third-party on-ramp partners. When inputting card data, the User enters into a direct execution contract with that specific licensed provider. iKash handles zero cardholder variables.
Because the user utilizes credit card options to generate blockchain stablecoins (such as USDC) directly into their personal digital wallet, all transactions are written instantly to a permanent public ledger. Once written, all ledger allocations are final, irreversible, and non-refundable.
If you integrate iKash into your application, you represent and warrant that you will:
You may not use iKash to process or facilitate:
We may suspend or terminate access, require remediation, or refuse routing if we reasonably believe these Terms or law are breached.
End users: On-chain stablecoin transactions settled to a personal wallet address are final and non-refundable once written to the public ledger. Card-to-crypto purchases are subject to the refund policies of the licensed on-ramp partner that processed the card transaction. iKash does not process refunds for third-party liquidity operations.
Developers: You must provide clear user disclosures about transaction finality and direct users to the appropriate licensed partner for card-related disputes.
Platform fees (if any) are as quoted in your commercial agreement or developer dashboard. On-ramp partner fees, network gas costs, and FX spreads are set by the relevant third-party providers, not unilaterally by these website Terms.
Public pages, contact forms, and chat are for information and sales enquiry only. Submitting a lead does not create a processing relationship. We may decline any application.
iKash branding, software, documentation, and site content are owned by iKash or its licensors. You may not copy, reverse engineer, or resell the platform except as allowed by a written agreement.
Services are provided on an “as is” and “as available” basis. We do not warrant uninterrupted uptime, any particular on-ramp approval rate, blockchain network availability, or that third-party licensed partners will accept your application or use case. Outcomes depend on partners, issuers, and networks outside our control.
To the fullest extent permitted by law, iKash is not liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, lost revenue, or lost data. Our aggregate liability arising out of website use or SDK services is limited to fees you actually paid to iKash for the services giving rise to the claim in the three (3) months before the event, or USD 100 if no fees were paid — except where liability cannot be limited by law (e.g. fraud or death/personal injury caused by negligence).
We are not liable for on-chain transaction outcomes, third-party on-ramp decisions, or regulatory status of developer applications.
Developers agree to indemnify and hold harmless iKash and its officers from claims, losses, fines, and costs (including reasonable legal fees) arising from: your application or marketing; your end users; your breach of these Terms or law; fraud or restricted activity on your account; or disputes between you and your users or third-party partners.
We may suspend or terminate access immediately for suspected fraud, illegal activity, excessive chargebacks, material misrepresentation, or breach of these Terms. You may stop using the services at any time. Provisions that by nature should survive (liability, indemnity, IP, chargeback responsibility) survive termination.
We may update these Terms by posting a revised version on this page. Material changes for active merchants will be communicated through the dashboard or email where practical. Continued use after the update constitutes acceptance.
These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict-of-law principles, unless your signed Merchant Agreement specifies another jurisdiction. Exclusive jurisdiction and venue lie in the state or federal courts located in Delaware, subject to mandatory consumer protections that cannot be waived.
Questions about these Terms: riz@ikash.biz. Privacy: see our Privacy Policy. Developer enquiries: Contact.
These website Terms are a public baseline. They are not a substitute for a signed Developer Agreement or legal advice. Have counsel review before production deployment.